AI in banking, payments, trading and insurance — fraud models, robo-advisors and the regulators watching them.
355 articles
Hong Kong has approved the Baillie Gifford Enhanced Yield Fund, the city's first digitally native tokenised fund. This move allows professional investors to hold direct ownership of assets on a public blockchain, signaling Hong Kong's ambition to become a global crypto hub.
SCMP Technology · 66d ago
Financial institutions are evolving from traditional lenders to active enablers of urban renewal, moving beyond 'land finance' to sustainable investment models. New strategies include 'mortgage-linked renovation' and long-term loans for operational projects.
虎嗅 · 66d ago
Former Branch CEO Rose Muturi has been appointed to lead Moniepoint's expansion in Kenya. This move signals the fintech unicorn's transition from regulatory compliance to active banking operations in East Africa.
TechCabal · 67d ago
Tesla introduced a 'Guaranteed Future Value' (GFV) program in Australia for Model 3 and Model Y buyers. This initiative allows customers to lock in a future buyback price, mitigating the financial impact of sudden price cuts on loan-financed vehicles.
IT之家 · 67d ago
Fintech startup Flex secured $70 million in a Series B1 round led by Ryan Smith’s Halo fund. The capital will support the global expansion of its AI-driven private banking platform.
The Next Web (TNW) · 67d ago
The eight-country WAEMU region is strategizing to build a highly connected fintech ecosystem. Stakeholders at Catapult Africa 2026 are focusing on overcoming regional interoperability challenges.
TechCabal · 67d ago
The European Central Bank has selected 36 payment service providers, including Revolut, UniCredit, and Deutsche Bank, to participate in the upcoming digital euro trial. This initiative marks a significant step in testing the infrastructure and feasibility of a central bank digital currency (CBDC) in Europe.
Bloomberg Technology · 67d ago
Bitcoin communities and fintech startups in Africa are testing two distinct models to integrate cryptocurrency payments into everyday retail commerce. This shift highlights the evolving landscape of digital finance adoption in emerging markets.
TechCabal · 68d ago
A comprehensive roundup of the fintech sector, covering major bank dividends, regulatory updates, and personnel changes. It highlights key trends in digital asset custody and insurance tech.
钛媒体 · 68d ago
Four parties have established a 1 billion RMB fund in Chengdu to focus on photovoltaic, energy storage, and smart microgrid projects. The initiative aims to create a closed-loop industrial chain from project development to asset securitization.
36氪 · 69d ago
While Nigerian fintech lenders prioritize speed through automation, some microfinance banks are finding success with a 'slow-lending' strategy. This approach contrasts with the industry standard of instant disbursement, suggesting a shift in risk management models.
TechCabal · 71d ago
This article explores the shift of AI focus from workplace productivity to household management. It examines how intelligent systems are beginning to influence family budgeting, consumption patterns, and daily financial decisions.
Digital Trends · 72d ago
Block, the company behind Cash App, has agreed to a $45 million settlement with 46 US states. The settlement addresses allegations of mishandled fraud and security concerns within the digital banking platform.
The Next Web (TNW) · 72d ago
This podcast episode discusses whether AI will fundamentally transform the nature of investing or simply become another integrated tool in the financial workflow, similar to past tech revolutions.
Bloomberg Technology · 72d ago
The Kenyan government has gazetted new regulations allowing families to block relatives from gambling platforms. Additionally, betting companies may be required to suspend users who exceed their financial limits.
TechCabal · 73d ago
Fintech giant Flutterwave has secured a new investment from Circle Ventures. This move highlights the growing intersection of traditional African fintech and stablecoin-based financial infrastructure.
TechCabal · 73d ago
This article explores the challenges and opportunities for Chinese smartphone brands in the African market, focusing on the unique economic and infrastructure landscape in the Democratic Republic of the Congo.
虎嗅 · 74d ago
The latest Bloomberg Crypto episode features industry leaders discussing the intersection of decentralized finance, blockchain technology, and emerging tech trends.
Bloomberg Technology · 74d ago
Robinhood is expanding its European offerings by introducing perpetual futures tied to commodities, ETFs, and currencies. This move aims to capture the growing demand for 24/7 trading environments similar to crypto markets.
Bloomberg Technology · 74d ago
Users are now connecting ChatGPT to their banking data to aggregate investments, debts, and cash flow. This allows for AI-driven insights into personal financial health and spending patterns.
ZDNet AI · 74d ago
Axos Financial is acquiring Arc Technologies to integrate its AI-native financial platform into a chartered bank. The deal aims to modernize banking services for tech startups.
The Next Web (TNW) · 74d ago
In the first half of 2026, 24 consumer finance institutions offloaded over 50 billion RMB in bad debts, primarily linked to middle-aged borrowers. The industry is accelerating asset disposal to optimize balance sheets amid stricter regulatory compliance requirements.
虎嗅 · 74d ago
The People's Bank of China and Hong Kong regulators are collaborating to build an electronic fixed income and currency trading platform. This initiative aims to strengthen Hong Kong's position as an international financial hub and offshore RMB center.
36氪 · 74d ago
MUFG President Junichi Hanzawa announced a strategic shift to leverage AI in their personal financial service 'M-T'. The initiative aims to enhance corporate funding support and personal financial advisory in a post-zero-interest-rate environment.
ITmedia AI+ (日本) · 74d ago
Australian Payments Plus (AP+) has integrated ChatGPT Enterprise and Codex to streamline complex payment processes. The implementation focuses on reducing development time while maintaining high quality and human oversight.
OpenAI News · 75d ago
Swedish BNPL giant Klarna has filed for a US banking licence to expand its financial services. The move aims to solidify its position in the American market by operating as a regulated bank.
The Next Web (TNW) · 75d ago
Goldman Sachs has hired Evan Kotsovinos, formerly a privacy and security lead at Google, to serve as the Head of Asset and Wealth Management Engineering. This move signals a push to strengthen the bank's technical infrastructure and data security.
36氪 · 75d ago
London-based core-banking provider Thought Machine has surpassed $100 million in annual revenue and secured £30 million in new funding. The company has decided to delay its planned London IPO until 2028.
The Next Web (TNW) · 75d ago
South Korea has officially transitioned to a 24-hour foreign exchange trading mechanism for the Korean Won (KRW). This move is intended to globalize the currency and increase the attractiveness of the Korean capital market.
36氪 · 75d ago
The article analyzes the cyclical development of private banks in China, noting that while some face risks and restructuring, others have successfully pioneered digital financial services. It emphasizes that market-based risk management and deposit insurance are essential for sustaining innovation in the banking sector.
虎嗅 · 76d ago