AI in banking, payments, trading and insurance — fraud models, robo-advisors and the regulators watching them.
355 articles
ECB Governing Council member José Luis Escrivá stated central banks must review financial infrastructure resilience amid rising AI adoption. They also need to defend their role as ultimate guarantors against stablecoin risks.
Bloomberg Technology · 133d ago
After transforming payments through its home-grown real-time payments system, India is exploring artificial intelligence as the next phase of financial innovation. The shift could reshape how financial services are delivered across the country.
Bloomberg Technology · 11d ago
The article reviews nine years of cross-border payment companies serving business that traditional banks could not easily handle. It argues that AI is changing competition toward platforms that use AI to build proprietary data assets and strengthen core infrastructure, rather than merely improving efficiency.
钛媒体 · 26d ago
Ant International has launched a dedicated financial AI model, according to a fintech industry roundup. The update appears alongside broader developments in digital currency, banking, insurance, and stablecoin regulation.
钛媒体 · 26d ago
This article examines how AI Coding is being applied across the software development lifecycle in financial technology. It focuses on moving beyond code generation toward a more integrated engineering workflow.
InfoQ中国 · 34d ago
The article argues that Shenzhen and Hong Kong should deepen cooperation by preserving their distinct strengths rather than becoming identical cities. It proposes cross-border collaboration spanning university research, AI and biotech commercialization, financial services, international certification, and global expansion.
虎嗅 · 38d ago
AI is beginning to enter loan-screening workflows, potentially addressing delays and other inefficiencies in corporate financing. The article examines how AI-based assessment could change both lenders’ review processes and the conditions companies must meet to obtain funding.
ITmedia AI+ (日本) · 47d ago
Nigerian fintech Duplo has partnered with Wema Bank to distribute its business software to the bank's commercial clients. This move highlights a growing trend of financial institutions integrating third-party fintech solutions rather than building proprietary tools.
TechCabal · 57d ago
Trump Media is launching the 'Truth API' on August 1st, providing businesses with high-speed access to influential posts on Truth Social. The service is designed to help financial entities track market-moving content in real-time.
The Verge · 64d ago
Guangfa Fund is undergoing a major organizational shift, moving away from reliance on individual 'star' fund managers toward a platform-based, team-driven investment model to comply with new regulatory standards and improve long-term performance.
虎嗅 · 65d ago
Hong Kong has approved the Baillie Gifford Enhanced Yield Fund, the city's first digitally native tokenised fund. This move allows professional investors to hold direct ownership of assets on a public blockchain, signaling Hong Kong's ambition to become a global crypto hub.
SCMP Technology · 66d ago
Financial institutions are evolving from traditional lenders to active enablers of urban renewal, moving beyond 'land finance' to sustainable investment models. New strategies include 'mortgage-linked renovation' and long-term loans for operational projects.
虎嗅 · 66d ago
Former Branch CEO Rose Muturi has been appointed to lead Moniepoint's expansion in Kenya. This move signals the fintech unicorn's transition from regulatory compliance to active banking operations in East Africa.
TechCabal · 67d ago
Tesla introduced a 'Guaranteed Future Value' (GFV) program in Australia for Model 3 and Model Y buyers. This initiative allows customers to lock in a future buyback price, mitigating the financial impact of sudden price cuts on loan-financed vehicles.
IT之家 · 67d ago
Fintech startup Flex secured $70 million in a Series B1 round led by Ryan Smith’s Halo fund. The capital will support the global expansion of its AI-driven private banking platform.
The Next Web (TNW) · 67d ago
The eight-country WAEMU region is strategizing to build a highly connected fintech ecosystem. Stakeholders at Catapult Africa 2026 are focusing on overcoming regional interoperability challenges.
TechCabal · 67d ago
The European Central Bank has selected 36 payment service providers, including Revolut, UniCredit, and Deutsche Bank, to participate in the upcoming digital euro trial. This initiative marks a significant step in testing the infrastructure and feasibility of a central bank digital currency (CBDC) in Europe.
Bloomberg Technology · 67d ago
Bitcoin communities and fintech startups in Africa are testing two distinct models to integrate cryptocurrency payments into everyday retail commerce. This shift highlights the evolving landscape of digital finance adoption in emerging markets.
TechCabal · 68d ago
A comprehensive roundup of the fintech sector, covering major bank dividends, regulatory updates, and personnel changes. It highlights key trends in digital asset custody and insurance tech.
钛媒体 · 68d ago
Four parties have established a 1 billion RMB fund in Chengdu to focus on photovoltaic, energy storage, and smart microgrid projects. The initiative aims to create a closed-loop industrial chain from project development to asset securitization.
36氪 · 69d ago
While Nigerian fintech lenders prioritize speed through automation, some microfinance banks are finding success with a 'slow-lending' strategy. This approach contrasts with the industry standard of instant disbursement, suggesting a shift in risk management models.
TechCabal · 71d ago
This article explores the shift of AI focus from workplace productivity to household management. It examines how intelligent systems are beginning to influence family budgeting, consumption patterns, and daily financial decisions.
Digital Trends · 72d ago
Block, the company behind Cash App, has agreed to a $45 million settlement with 46 US states. The settlement addresses allegations of mishandled fraud and security concerns within the digital banking platform.
The Next Web (TNW) · 72d ago
This podcast episode discusses whether AI will fundamentally transform the nature of investing or simply become another integrated tool in the financial workflow, similar to past tech revolutions.
Bloomberg Technology · 72d ago
The Kenyan government has gazetted new regulations allowing families to block relatives from gambling platforms. Additionally, betting companies may be required to suspend users who exceed their financial limits.
TechCabal · 73d ago
Fintech giant Flutterwave has secured a new investment from Circle Ventures. This move highlights the growing intersection of traditional African fintech and stablecoin-based financial infrastructure.
TechCabal · 73d ago
This article explores the challenges and opportunities for Chinese smartphone brands in the African market, focusing on the unique economic and infrastructure landscape in the Democratic Republic of the Congo.
虎嗅 · 74d ago
The latest Bloomberg Crypto episode features industry leaders discussing the intersection of decentralized finance, blockchain technology, and emerging tech trends.
Bloomberg Technology · 74d ago
Robinhood is expanding its European offerings by introducing perpetual futures tied to commodities, ETFs, and currencies. This move aims to capture the growing demand for 24/7 trading environments similar to crypto markets.
Bloomberg Technology · 74d ago
Users are now connecting ChatGPT to their banking data to aggregate investments, debts, and cash flow. This allows for AI-driven insights into personal financial health and spending patterns.
ZDNet AI · 74d ago