Latest Fintech News & Updates
AI in banking, payments, trading and insurance β fraud models, robo-advisors and the regulators watching them.
356 articles
Decade Raises $85M to Build AI Wealth Adviser
Decade, founded by two former Nubank executives, has emerged from stealth with $85 million in funding. The Brazil-based startup is building an AI wealth adviser and aims to create βa new generation of millionaires.β
AI Moves Into Corporate Lending Decisions
AI is beginning to enter loan-screening workflows, potentially addressing delays and other inefficiencies in corporate financing. The article examines how AI-based assessment could change both lendersβ review processes and the conditions companies must meet to obtain funding.
IMF Report: How Agentic AI Will Reshape Payments
The IMF released a note on the impact of Agentic AI on payment infrastructure, proposing a three-layer model (Intent, Authorization, Settlement) to manage risks while enabling innovation.
Linux Foundation launches x402 for AI agent payments
The Linux Foundation has established the x402 Foundation to standardize internet-native payments for AI agents. This initiative aims to create a framework for autonomous agents to handle financial transactions securely.
New monitoring dimensions for AI payment agents
As AI agents take over payment tasks, traditional monitoring is insufficient. This article proposes new dimensions like intent tracking, authorization traceability, and execution verification to prevent financial risks.
SpaceXAI and Cursor Unveil Grok Model for Specialized Tasks
SpaceXAI has partnered with coding startup Cursor to launch a new Grok AI model. The model is specifically optimized for finance, legal, and coding workflows to compete with Anthropic and OpenAI.
Lessons from Stripe on production-grade AI agents
Stripe shares insights into building production-grade AI agents for financial compliance. The article covers the ReAct framework, infrastructure decisions, human oversight, and cost optimization via prompt caching.
IMF chief warns advanced AI poses systemic financial risk
IMF Managing Director Kristalina Georgieva warned that advanced AI models like Anthropic's Mythos could be weaponized to destabilize global financial systems. The warning highlights the growing concern over AI safety and security in critical infrastructure.
How Huabei Turned Data into Leverage
The article traces Ant Group's path from Yu'ebao and Huabei to a broad financial ecosystem, arguing that user data, algorithmic credit scoring, and the company's technology positioning helped drive its extraordinary valuation. It also revisits the suspension of Ant's 2020 IPO and the regulatory tensions surrounding its fintech model.
China and HK regulators deepen market cooperation
The CSRC and SFC have announced new measures to deepen cooperation in listing, financing, and index development. These initiatives aim to enhance the international influence of Chinese assets.
Baidu Smart Cloud Leads China Financial AI Market
According to IDC, Baidu Smart Cloud holds the top market share in China's financial generative AI sector. The market grew by 90.4% in 2025, reaching 1.74 billion RMB.
Kalshi Launches Market for AI Computing Power Prices
Kalshi Inc. has introduced a new tool designed to track and forecast the future price of AI computing power. This initiative aims to commoditize AI hardware resources, allowing for market-based price discovery.
Airwallex raises $320M to build AI-native financial infra
Airwallex has raised $320M in Series H funding to launch T:0 and Airi, two products designed to integrate financial operations with AI agents. These tools aim to solve the friction between high-speed AI decision-making and traditional, slow financial settlement systems.
Kimi AI-native credit card launches with Amex and ABC
The world's first AI-native credit card, Kimi Credit Card, has officially launched in partnership with American Express and Agricultural Bank of China. The card offers integrated benefits including point-to-membership conversions and future plans for agent-based payment features.
ANZ to trial Swift's blockchain ledger for programmable money
ANZ Bank is participating in a trial of Swift's blockchain ledger technology. The pilot explores the potential for 'programmable money' and agentic commerce, where AI agents autonomously execute financial transactions.
UK Regulators Assess AI Risks in Financial Services
The UK's Financial Conduct Authority (FCA) is evaluating the systemic risks posed by the integration of LLMs into financial decision-making. The report highlights concerns regarding market reliance on a small number of tech providers.
UK Regulator Warns of AI Arms Race in Finance
The UK's Financial Conduct Authority (FCA) is calling for expanded regulatory powers to manage the rapid adoption of AI in personal finance. Officials highlight the risks of an 'arms race' as millions of consumers increasingly rely on AI for financial decision-making.
Watchdog urges stronger powers to regulate AI in finance
The UK's Financial Conduct Authority (FCA) is calling for increased regulatory powers to protect consumers as financial services shift toward AI-enabled operations. The Mills review highlights growing risks related to cyber-crime and fraud.
ChatGPT to enable e-commerce payments via Visa partnership
OpenAI has partnered with Visa to allow AI agents to perform e-commerce transactions on behalf of users. This integration aims to streamline the shopping experience by automating purchases at any merchant that accepts Visa.
G7 Draft Statement Highlights AI Financial Risks
A draft G7 statement indicates that leaders will prioritize discussions on the emerging opportunities and potential risks of AI, specifically within the financial sector.
CBN integrates stablecoins into payment vision
The Central Bank of Nigeria (CBN) has officially included stablecoins in its Payments System Vision 2028. This marks a significant policy shift from its previous restrictive stance on cryptocurrency.
Pleo lays off engineers after launching finance AI agents
Fintech company Pleo announced a suite of 'agentic' AI tools for finance teams, followed immediately by a layoff of 50 staff members, primarily in engineering and data roles.
Visa and OpenAI Partner for AI-Driven Payments
Visa has announced a strategic partnership with OpenAI to integrate its global payment network into the ChatGPT platform. This collaboration enables AI agents to handle the entire shopping process, from product search to payment execution, upon user authorization.
OpenAI and Visa partner for secure AI agent payments
OpenAI is collaborating with Visa to integrate secure payment capabilities directly into AI agents. This initiative aims to allow ChatGPT to handle shopping and financial transactions on behalf of users.
Poetic emerges with $50M to automate insurance underwriting
AI startup Poetic has exited stealth with $50M in funding led by OpenAI and others. The company focuses on automating back-office financial tasks like underwriting and compliance.
Ant International raises US$1.2b for global fintech expansion
Ant International, the Singapore-based affiliate of Ant Group, has secured US$1.2 billion in Series A funding. The capital will be used to accelerate global growth and drive innovation in merchant payment technologies.
TMTG to sell real-time Truth Social data for $100k/mo
Trump Media & Technology Group (TMTG) is commercializing low-latency access to Trump's posts on Truth Social. The service targets institutional investors seeking a competitive edge in trading based on political signals.
Visa launches stablecoin platform for banks
Visa has introduced a new infrastructure platform allowing banks and payment processors to manage and settle stablecoin transactions. The platform launches with native support for Open USD, backed by a consortium of major financial firms.
Visa Launches Platform for Financial Firms to Manage Stablecoins
Visa has unveiled a new platform designed to help financial institutions issue, move, and manage stablecoins. This move aims to support the growing demand for digital token integration within traditional banking systems.
First 18 active ETFs submitted for approval in China
18 fund managers, including Morgan and Huatai-PineBridge, have submitted applications for the first batch of active ETFs in China. This marks the beginning of the 'active era' for the domestic ETF market following new regulatory guidelines.