SourceTechCabal•Stalecollected in 59m
Daya raises $2.4M for stablecoin payment infrastructure
Stablecoin infrastructure is becoming a critical layer for global AI service monetization and automated payments.
30-Second TL;DR
What Changed
Daya raised $2.4 million in new funding
Why It Matters
The expansion of stablecoin infrastructure provides a scalable alternative to traditional banking rails for AI-driven global commerce and automated micro-payments.
What To Do Next
Explore integrating stablecoin payment APIs like Daya or similar providers to automate cross-border subscription billing for your AI SaaS.
Who should care:Founders & Product Leaders
Key Points
- •Daya raised $2.4 million in new funding
- •Focus on facilitating stablecoin-based payment infrastructure
- •Targeting cross-border transaction efficiency in emerging markets
Deep Insight
AI-generated analysis for this event — not the original article.
Enhanced Key Takeaways
- •Daya's funding round was led by notable venture capital firms specializing in African fintech and blockchain infrastructure, signaling strong institutional confidence in stablecoin adoption within the region.
- •The company is specifically building an API-first platform that allows local businesses to integrate stablecoin settlements without requiring deep expertise in blockchain technology.
- •Daya's infrastructure is designed to mitigate the high cost and latency associated with traditional SWIFT-based cross-border payments in African markets.
- •The startup plans to utilize the capital to obtain necessary regulatory licenses in key jurisdictions, including Nigeria and Kenya, to ensure compliance with evolving crypto-asset frameworks.
- •Daya is focusing on a B2B model, targeting SMEs and larger enterprises that struggle with foreign exchange liquidity and volatility when dealing with international suppliers.
Competitor Analysis
Primary Focus
- Daya
- B2B Stablecoin Infrastructure
- Yellow Card
- Retail/B2B Crypto Exchange
- Bitmama
- B2B/B2C Crypto Payments
Target Market
- Daya
- Emerging Markets (SMEs)
- Yellow Card
- Pan-African Retail/Business
- Bitmama
- Africa/Global Remittance
Settlement
- Daya
- Stablecoin-to-Fiat APIs
- Yellow Card
- Crypto-to-Fiat/P2P
- Bitmama
- Crypto-to-Fiat/Virtual Cards
| Feature | Daya | Yellow Card | Bitmama |
|---|---|---|---|
| Primary Focus | B2B Stablecoin Infrastructure | Retail/B2B Crypto Exchange | B2B/B2C Crypto Payments |
| Target Market | Emerging Markets (SMEs) | Pan-African Retail/Business | Africa/Global Remittance |
| Settlement | Stablecoin-to-Fiat APIs | Crypto-to-Fiat/P2P | Crypto-to-Fiat/Virtual Cards |
Technical Deep Dive
- Utilizes a multi-chain architecture to support stablecoins like USDC and USDT across Ethereum, Solana, and Layer 2 networks for lower transaction fees.
- Implements a proprietary liquidity aggregation engine that connects to local fiat on-ramps and off-ramps to ensure real-time settlement.
- Employs a non-custodial or hybrid-custodial wallet infrastructure depending on the client's regulatory and security requirements.
- Integrates automated KYC/AML compliance modules that perform real-time transaction monitoring and wallet screening to prevent illicit fund flows.
Future ImplicationsAI analysis grounded in cited sources
Daya will achieve a 40% reduction in cross-border settlement times for its initial enterprise clients by Q4 2026.
By bypassing traditional correspondent banking networks and utilizing stablecoin rails, the company eliminates the multi-day clearing periods typical of legacy systems.
Daya will face increased regulatory scrutiny from central banks in Nigeria and Kenya by mid-2027.
As stablecoin payment volumes grow, central banks in these regions are likely to implement stricter oversight to protect monetary policy and foreign exchange reserves.
Timeline
2025-09
Daya begins pilot testing of its stablecoin payment gateway with select SME partners.
2026-06
Daya officially secures $2.4 million in seed funding to scale operations.
- 2025-09Daya begins pilot testing of its stablecoin payment gateway with select SME partners.
- 2026-06Daya officially secures $2.4 million in seed funding to scale operations.
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